Where
can I find the Security Code?
Visa and
Mastercard Users
Flip your card over and look at the signature box. You should see
either the entire 16-digit credit card number or just the last four
digits followed by a special 3-digit code. This 3 digit code is
your card security code.
American
Express Credit Card Users
look for the 4-digit code printed on the front of your card just
above and to the right of your main credit card number. This 4-digit
code is your Card Security Code.
What is the
Security Code?
It is an important new Internet security feature that now appears
on the back of most Visa and Mastercards, and on the front of American
Express cards. This new code is a three or four digit number which
provides a cryptographic check of the information embossed on the
card.
The security
code helps validate that the customer placing the online order actually
has the credit card in his/her possession, and the the credit/debit
card account is legitimate.
How does
my Security Code protect me?
The security code is printed on the card and it is not contained
in the magnetic strip information nor does it appear on sales receipts
or billing statements. You must have the card in your possession
in order to use this code.
Card Security
Codes are not raised, so they are not scanned into the standard
credit card readers. In theory, these numbers are only visible to
you. When you give your Card Security Code to a merchant, you assist
the merchant in verifying that the order is being placed by you,
the card holder.
Do I have
to enter this Security Code?
If this code is printed on your card, YES, you must enter the code.
Visa, Mastercard, and American Express now require Internet stores
to obtain the security code for all cards that have a code printed
on them. In order for this transaction to be accepted and processed,
you must enter this code if it's printed on your card. This is done
for your protection.
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